Avoid the most common life burden.

Even though the financial industry is one of the largest industries in the world, and even though we are flooded with financial news and websites, financial literacy is as confusing as ever.

Most people have trouble balancing their budget or reading a financial statement. We use credit cards and dont always understand all the hidden charges. We want to have good health care and save for our retirement, but many of us do not have a plan.

We need to change, but we need understanding first.

Kaiser International Health Group, Inc. is duly registered as a health care provider. Kaiser is far more than an HMO. While most HMOs cater to both group and individual accounts, Kaiser is positioned to address the long-term health care needs of individuals--especially after their employment (retirement years) | www.kaiserhealthgroup.com

In the Philippines, Kaiser International Healthgroup, Inc. is the sole provider of LongTerm HealthCare (LTC). Kaiser LTC is a 3-in-1 health savings program that solves the 3 basic financial needs of Filipinos: Healthcare, Life Insurance, and Investment Funds.

How does LTC work?

Kaiser LTC health savings program has 3 phases: Saving Period, Compounding Period, and Maturity

1. Saving Period (7-year paying period). This is the phase where the plan holder is made to save for 7 years only.

During this period, the plan holder gets to enjoy the following benefits and privileges:

✔️ Annual Physical Exam (APE)

✔️ Basic Dental Benefits

✔️ Waiver of installments due to death

✔️ Waiver of installments due to disability

✔️ Basic Medical Benefits

✔️ In-Patient Care Benefits (Hospitalization)

✔️ Term Life Insurance, for 20 years

✔️ Earn dividends on your contributions

2. Compounding Period (13-year growth & accumulation of health funds). During this phase, you no longer pay for your Kaiser LTC.

✔️ At this stage, your health funds (plus the accumulated Dividends from the Saving Period), are strategically invested in the Stock Market (thru Mutual Funds). Thus, empowering your investment to grow at 6% to 10% per annum.

✔️ Your medical benefits are basically similar to those in the Paying Period---but this time, payments for medical-related expenses shall be taken cared of by your available funds (under compounding or accumulation).

✔️ You get additional health benefits

✔️ VISA Card shall be issued after completion of 7-year contribution

3. Maturity (On the 20th year, and beyond)

Upon Maturity of your Kaiser LTC, you will enjoy the following benefits:

✔️ Total accumulation of unused health benefits

✔️ LongTermCare Benefit

✔️ LongTermCare Bonus (Up to 85% of return on premium contributed when there are no claims from hospitalization during the Paying Period)

• Your health funds shall be As Good as Cash!

• You now have 3 options: Withdraw all your money (option to close your Kaiser LTC account); or Withdraw a portion of your matured funds; or Let your funds be fully invested with Kaiser to serve as your lifetime healthcare fund and retirement money.

• Whatever amount that remains in your Kaiser LTC health fund shall continue to grow at 6% to 10% per year.

The beauty of Kaiser's Long-term Healthcare program is that, when a you get sick, it serves as your health fund. Otherwise, it becomes your savings. You get rewarded for being healthy and staying healthy!

Furthermore, your Kaiser LTC can cover your healthcare needs even beyond age 60 (as long as you allow enough funds to continue to grow with Kaiser). Unlike in traditional HMOs where if the person who pays for it ever year doesn’t get sick, there will be no return of premium.

That's Investment, Life Insurance, and Healthcare Funds---all in one amazing and affordable investment plan for you and for your family!

To learn more about Kaiser LTC (or to request for a soft quotation), please contact any accredited broker-dealer from IMG thru the posted numbers below. IMG (International Marketing Group) is the exclusive distributor-partner of Kaiser International Healthgroup, Inc.

You may connect thru:

Charito Sandulan,  IMG# 3700HK

imgcha_sbsteamhk@yahoo.com

+639261754467 

www.img-corp.com

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